Wolfchase Nissan

What Does Liability Insurance Cover?

Auto liability insurance is a two-fold plan that covers bodily injury and property damage, which are both required by law in most states. Having this means the expenses of injuries and damages that occur if you are at fault, are covered. What does liability coverage pay for? Let the Wolfchase Nissan finance center near Arlington answer your questions. Learn more about liability insurance with the Nissan finance team at Wolfchase Nissan.

How Does Liability Insurance Work?

While both property damage and bodily injury fall into the overall liability coverage, each has their own limits. And since they are required in most states, you must have the minimum limits set, however, you can set your own limits based on what you’re comfortable with. Liability insurance covers:

  • Bodily Injury
    • Medical and hospital bills
    • Any long-term nursing care that may be needed
    • Funeral expenses in the event of a fatal accident
    • Rehab
    • Pain and suffering
    • Lost earnings
  • Property Damage
    • Repair expenses
    • Necessary part replacement
    • Vehicle damage
    • General property damage (house, personal property, etc.)
    • Pets

Keep in mind that this type of coverage is for the victim of the accident, not the driver at fault. You’ll also want to be sure you set the proper limits on this coverage to align with how much you’re able to offer in the event of an accident.

Liability Coverage Limits

You should discuss your plan setup with your Memphis agent to figure out your coverage limits. These limits can either be split or set as a single limit. Here’s what each means:

  • A split limit will allow you to select individual maximums for bodily injury payments per person, for all people injured, and all property damage
  • With a single limit, there is no total limit per person, the lump sum will simply be spread across all those injured and all property damaged

Learn More About Insurance Coverage at Wolfchase Nissan

No matter whether you’re purchasing a new or used vehicle, you’ll need to consider your liability insurance options. Visit us at Wolfchase Nissan to learn more about all available financing, leasing, and auto insurance options. Follow the state guidelines, select your coverage, and be sure to contact us with any questions.

Saved
Saved Vehicles ×

SAVED VEHICLES

You don't have any saved vehicles!

Look for this link on your favorites:

Save

Once you've saved some vehicles, you can view them here at any time.

Contact
Contact Us ×

800-721-9255

Call Now

2956 N. Germantown Road • Bartlett, TN 38133

Get Directions

Today's Hours:

Open Today! Sales: 8:30pm-8pm

Open Today! Service: 7am-5pm

Open Today! Parts: 7am-5pm

Wolfchase Nissan

2956 N. Germantown Road Bartlett, TN

Phone: 800-721-9255

http://maps.google.com/?q=2956%20N.%20Germantown%20Road%20%2C%20Bartlett%2C%20TN%2038133

Parts

Phone: 800-721-9538

2956 N. Germantown Road Bartlett, TN

Mobile Parts

Phone: 800-721-9538

2956 N. Germantown Road Bartlett, TN

Sales

Phone: 800-721-9255

2956 N. Germantown Road Bartlett, TN

Mobile Sales

Phone: 800-721-9255

2956 N. Germantown Road Bartlett, TN

Service

Phone: 800-721-9279

2956 N. Germantown Road Bartlett, TN

Mobile Service

Phone: 800-721-9279

2956 N. Germantown Road Bartlett, TN

Rental Center

Phone: 800-721-9203

2956 N. Germantown Road Bartlett, TN
35.2058081 -89.7909506
[schema type="organization" orgtype="LocalBusiness" url="www.wolfchasenissan.com" name="Wolfchase Nissan" description="" street="2956 N. Germantown Road" city="Bartlett" state="TN" postalcode="38133" country="US" email="lrose@wolfchasehonda.com" phone="800-721-9255" logo="https://www.wolfchasenissan.com/wp-content/themes/DealerInspireDealerTheme/images/logo.png"]
Wolfchase Nissan
Wolfchase Nissan
2956 N. Germantown Road
Bartlett, TN, 38133 US
800-721-9255
https://www.wolfchasenissan.com/wp-content/themes/DealerInspireDealerTheme/images/logo.png
Wolfchase Nissan 35.2058081, -89.7909506.